Funeral Homes and Third-Party Funeral Trusts
Why Funeral Homes Love FETs
When funeral homes partner with third-party funeral trust providers, they unlock numerous advantages for their business and their clients. Expand sales opportunities, provide more services to customers, earn generous commissions, and more.
- Upfront commission on trust deposits
- Financial responsibility is transferred to large insurance carriers
- Inflation control
- Opportunity to expand sales to Medicaid clients
- Commissions of up to 15%
Upfront Commissions
Funeral homes utilizing Final Expense Trusts in their business will realize upfront lucrative commissions on trust deposits. Trust deposits for couples average $25,000. Commissions are up to 15% and are paid out bi-weekly.
Expand Your Sales
Integrating Funeral Expense Trusts into their business will expand the horizons of sales opportunities for funeral homes. Most notably, funeral homes will be able to work with Medicaid eligible clients. Funeral homes will have the ability to help clients eligible for Medicaid qualify for long-term care insurance by purchasing additional funeral trusts for family members.
Transfer of Financial Responsibility
When using a Funeral Expense Trust, financial responsibility is transferred to insurance carriers. This results in a substantial amount of time and effort being taken off the funeral home's shoulders.
Inflation Control
Inflation can often result in unfortunate loss of profit for funeral homes. However, by using Funeral Expense Trusts, these concerns can be mitigated. Funeral homes are under no obligation to guarantee goods and services at future inflated prices.
Additional Repatriation Rider
Clients will have the option to purchase repatriation insurance for an additional cost. This would ensure that the decedent is transported back to the United States from anywhere in the world, in the event that they pass internationally. This insurance policy is 100% guaranteed, and 100% of any repatriation costs are covered.

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Scott Richardson
Wholesale Marketing Director
srichardson@elderlifegroup.com
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